199: Circle lends without lending
Circle adds Aave borrowing, regulators propose crypto rules without Congress, Samsung plans USDC transfers and Ripple expands prime brokerage.
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Showing 30 stories about regulation.
196: Congress said no. The SEC yes.
The Senate killed the Clarity Act 49-50. Two days later the SEC gave tokenized stock venues a five-year exemption. And Deutsche Bank launches digital asset custody.
Who won the Clarity fight
The Clarity Act died 49-50. The three fights that killed it were not about crypto, and the SEC walks away holding the pen. Winners and losers, by seat.
Who wins the clarity deal?
Clarity Act ethics concessions, developer protections and a proposed stablecoin rewards circuit breaker, plus the Fed meeting and Arc's planned launch.
Clarity’s three IOUs
The final Clarity Act text gives Democrats delayed ethics rules, developers a civil-only shield and banks an 18-month rewards brake. What each side got, and what it didn't.
America is locking up its Bitcoin for 20 years
The full text of H.R. 8957, the American Reserve Modernization Act is public. A 20-year lock-up, mandatory proof-of-reserve, and zero new spending authority on all BTC deposited into the reserve.
Qivalis hits Europe’s 37 Banks
Qivalis, the Amsterdam-based banking consortium building a regulated euro stablecoin, added 25 banks on Wednesday, pushing its membership to 37 institutions across 15 countries.
The $320B stablecoin loophole just closed
Senators Tillis and Alsobrooks dropped the Section 404 compromise for the CLARITY Act. And, it is good news for crypto-native companies.
western union goes solana
On the Q1 2026 earnings call, CEO Devin McGranahan announced that USDPT, a federally-regulated U.S. dollar stablecoin issued by Anchorage Digital Bank on Solana, will go live in May.
SoFi is now a stablecoin bank
SoFi Bank, N.A. launched SoFi Big Business Banking, a regulated enterprise platform that unifies fiat currency, stablecoins, and select cryptocurrencies under a single nationally chartered bank on Solana.
From 100% to 2%
You know what’s more powerful than a 1,000-page regulation? A two-page FAQ.On February 19, the SEC’s Division of Trading and Markets quietly dropped guidance that slashes the capital charge on stablecoins from 100% to 2% for broker-dealers. That’s the same haircut as money market funds. This makes stablecoins near-cash working capital and it might be the single most important regulatory shift for Wall Street in 2026.
Tether just put on a suit
For a decade, Tether (USD₮) was the “offshore casino chip,” massive, liquid, but operating in the regulatory shadows. Wall Street ignored it; regulators hunted it.But on January 27, 2026, Tether launched USA₮, a federally chartered stablecoin backed 1:1 by short-term Treasuries, held at Anchorage Digital Bank, and custody by Cantor Fitzgerald.The Fed didn’t lose control. It delegated it. Now $186.2B in private-sector dollars can settle 24/7 across blockchains without touching the Federal Reserve’s ledger.The collateral hierarchy just got disrupted by the very person who would have fought it hardest: a regulator.
Where regulation meets reality
Hey, it’s Marc
The GENIUS Act’s first victims
Traditional bank moats
SEC green lights crypto
in most bullish regulatory shift in crypto history.
America's crypto power move
With the Genius Act, the U.S. just pulled off the biggest power move in crypto history.
📝118: MoonPay vs. Stripe
MoonPay acquires Iron. VanEck files for Avax ETF. MEXC invests in stablecoins. Ripple is now regulated in UAE. Estée Lauder's AI strategy. Victoria's Secret launches Digital Product Passports.
📝#112: DeepSeek Leaks
Telegram goes exclusive with TON. DeepSeek leaks user data. Abstract launches on mainnet. Pump.Fun hit with a class-action lawsuit. Venice AI drops a token.
📝#104: The End of Nike’s NFT Era
Coinbase integrates Apple Pay. Nike shuts down RTFKT. Ripple delays stablecoin launch. Circle earns regulation clarity in Canada. xAI to launch a consumer app. Top fundings & more.
Karate Combat: Reinventing Fan Engagement 🥋
Karate Combat, a full-contact sports league, pioneers a new fan engagement and loyalty model with Web3. How it works & how you can adopt this for your brand.